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William Arnott Joins First Northern Bank

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From: Kimberly DeBra
VP Corporate Communications & Marketing

July 16, 2004

 

 
William Arnott Joins First Northern Bank's Management Team


First Northern Bank is pleased to announce that William Arnott has joined its management team as Assistant Vice President/Manager of the Bank’s El Dorado Hill Real Estate Loan Office located at 881 Embarcadero Drive. William “Bill” comes to First Northern Bank from Bank of America where he worked as a Real Estate Loan Account Executive. While at Bank of America, Bill was responsible for developing residential, new home construction, and mortgage refinance loans. Bill has over 16 years of experience in the residential and construction loan industry.

At First Northern Bank, Bill will be responsible for developing new real estate and construction loan originations, underwriting, and management of the Department’s operations. Bill received his education in criminal justice from Northwest Community College. He resides in Folsom.

First Northern Bank has five full service real estate loan production offices that originate, process, underwrite and fund a full range of residential, construction, and commercial real estate loan products. First Northern also has the ability to broker loans through a network of wholesale lenders, giving customers an even greater variety of loan products. The Bank’s other real estate loan offices are located in Davis, Vacaville, Roseville and Woodland. Real Estate Loan Representatives also serve customers on a full-time basis at First Northern Bank’s West Sacramento, Fairfield and Suisun City Branches, as well as by appointment at the Bank’s other branches.

First Northern Bank, a wholly-owned subsidiary of First Northern Community Bancorp (FNRN), was established in 1910 and is a community based bank with branch offices strategically located to serve businesses and individuals in the communities of Dixon, Davis, Fairfield, Sacramento, Suisun City, Vacaville, West Sacramento, Winters, and Woodland. The Bank has Real Estate Loan Offices in Davis, Vacaville, Woodland, El Dorado Hills and Roseville, and an SBA Loan Department and Asset Management & Trust Department in Sacramento. First Northern offers a wide range of SBA, real estate, commercial, agricultural and consumer loans, as well as a full array of non-FDIC insured investment and brokerage products and services. The Bank can be found on the Web at www.thatsmybank.com.

Forward-Looking Statements

This press release may include certain "forward-looking statements" about First Northern Community Bancorp (the "Company"). These forward-looking statements are based on management's current expectations and are subject to certain risks, uncertainties and changes in circumstances. Actual results may differ materially from these expectations due to changes in global political, economic, business, competitive, market and regulatory factors. More detailed information about these risk factors is contained in the Company's most recent reports filed with the Securities and Exchange Commission on Forms 10-K, 10-Q and 8-K, each as it may be amended from time to time, which identify important risk factors that could cause actual results to differ materially from those contained in the forward-looking statements. The financial information contained in this release should be read in conjunction with the consolidated financial statements and notes thereto included in the Company's most recent reports on Form 10-K and Form 10-Q. The Company undertakes no obligation to update these forward-looking statements to reflect events or circumstances arising after the date on which they are made. For further information regarding the Company, please read the Company's reports filed with the SEC and available at www.sec.gov.


William Arnott
AVP/Manager

 

  

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