Totally Free Checking*
Experience a better kind of free. Get unlimited checking privileges with no per check charges or minimum balance requirements. We even refund ATM fees. This account delivers exactly what it promises!
Receive a Totally Free Gift for opening a new account or referring a friend.

- No minimum balance
- No monthly service charge
- No per check charge
- Unlimited check writing
- Easy to balance monthly statement
- Return of check images for easy record keeping
- Free ATM and check card
- Free ATM usage**
- Free Online Banking with Bill Pay
- Overdraft privilege available
- Direct deposit available
- $50 minimum deposit to open
*Customer purchases checks.
**First Northern Bank will reimburse customer any foreign ATM surcharge upon presentation of ATM receipt within 60 days of transaction date. Bank rules and regulations apply.







