Home Mortgage Loans

Homeownership is just a few steps away when you partner with the First Northern Bank lending team. We’ll work tirelessly to find you the right program at the right rate and term — so you don’t have to sacrifice the home of your dreams for the price that fits your budget. And we’ll be right here to guide you through the mortgage process and answer any questions you might have.

Rate Watch

Let us up keep an eye out on interest rates for you! We’ll email you when rates reach your goal, or we’ll send you current rate information on a regular basis. Sign up for Rate Watch today!

Visit our Mortgage Web Center to learn more!

Meet our mortgage lending team.

  • Competitively low rates for home purchase, refinance, or construction
  • Available for primary residence, second homes, vacation homes, or investment properties
  • A wide range of terms customized to your unique situation
  • A wide range of financing programs available:
    • Fixed rate mortgages
    • Jumbo Mortgage
    • Owner Occupied
    • Investment Properties
    • Home Affordable Refinance Programs
    • Adjustable rate mortgages (ARMs)
    • USDA Rural Housing Loans
    • FHA Loans
    • VA Loans
    • First Time Homebuyer specials
    • Construction Loans
  • Helpful loan advisors with working knowledge of the local real estate market
  • Free pre-approval for extra confidence when it comes to securing financing
  • Refinance your current home to potentially lower your rate
  • Local decision-making and processing from our helpful mortgage lending team
  • Attentive, friendly service from start to finish
Key Benefits

Personal Assistance: You can call or email one of our Loan Representatives to answer any of your questions or to ask for advice.

Quick Turnaround: Receive a loan decision in minutes, rather than days or weeks!

Free Pre-qualifications: We offer free pre-qualifications, so you can shop for your home knowing that you can afford the mortgage.

Information and Resources: We offer a variety of loan options to choose from including fixed rate mortgages and adjustable rate mortgages. We offer easy to understand explanations of each program on the site and a Loan Representative is always just a call or email away!

There's no time like the present to get started!