Business Interest Checking

Checking with interest for sole proprietors, non-profit organizations, attorney/client trust funds, and public entities with qualifying moderate activity.

  • Available to non-profit organizations, sole proprietorships, attorney/client trust funds, and public entities with moderate activity
  • Make the most of your money; competitive interest rates paid on entire balance
  • Avoid $15 monthly service charge by maintaining $10,000 average ledger balance
  • No minimum balance requirements
  • First 200 monthly transactions only 12¢ each, 30¢ thereafter**
  • Deposit and/or withdraw cash up to $10,000 per month without charge
  • Free return of check images for easy record keeping
  • Free online banking
  • Bill pay available
  • Free mobile banking
  • Free eStatements
  • Free telephone banking
  • Cash management services available
  • $50 minimum deposit to open
Tell-A-Friend Referral Program

Word-of-mouth endorsements from our valued customers are the cornerstone of our success. If you have friends or business associates who you think would benefit from a free checking account with First Northern Bank, please give them a Tell-A-Friend coupon. For every friend who opens an account with us, you'll receive a $10 Amazon® Gift Card!

Three easy steps to your free Amazon Gift Card:

  • Print your name and address on the Tell-A-Friend coupon.
  • Give this coupon to a friend and recommend First Northern Bank's Classic Free Checking* account or any other personal checking account.
  • When your friend opens a new checking account with us, we'll validate this coupon and mail the Amazon Gift Card to you!


We reserve the right to substitute an item of similar value. is not a sponsor of this promotion. Amazon,, the Amazon Gift Cards logo and the logo are trademarks of, Inc. or its affiliates. Gift Cards ("GCs") may be used only to purchase eligible goods on or its affiliated website GCs cannot be redeemed for purchases of gift cards. GCs cannot be reloaded, resold, transferred for value, redeemed for cash, or applied to any other account. For complete GC terms and conditions, see GCs are issued and © 2010 by ACI Gift Cards, Inc., a Washington company.

Interested? Reach out to us to learn more.

*Customer purchases checks. Other fees such as NSF, overdraft, ATM fees, etc. may apply. Request Schedule of Fees and Charges for details.

**Items include checks paid, checks deposited, deposit tickets, ACH deposits, and credits. Account will be converted to Commercial Checking if transaction items or currency limits are exceeded.