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Business Interest Checking

Checking with interest for sole proprietors, non-profit organizations, attorney/client trust funds, and public entities with qualifying moderate activity.

Summary
  • Available to non-profit organizations, sole proprietorships, attorney/client trust funds, and public entities with moderate activity
  • Make the most of your money; competitive interest rates paid on entire balance
  • Avoid $15 monthly service charge by maintaining $10,000 average ledger balance
  • No minimum balance requirements
  • First 200 monthly transactions only 12¢ each, 30¢ thereafter**
  • Deposit and/or withdraw cash up to $10,000 per month without charge
  • Free return of check images for easy record keeping
  • Free online banking
  • Bill pay available
  • Free mobile banking
  • Free eStatements
  • Free telephone banking
  • Cash management services available
  • $50 minimum deposit to open
Refer First Northern

Word-of-mouth endorsements from our valued customers are the cornerstone of our success. Referring friends or business associates, who you think would benefit from a free checking account with First Northern Bank, just got easier with our online referral system! For every friend who opens an account with us, you’ll receive a $10 Amazon® Gift Card, and so will your friend!

Three easy steps to your free Amazon Gift Card:

  • Complete our simple online form and recommend First Northern Bank’s  Classic Free Checking* account or any other personal or business checking account.
  • When your friend opens any checking account, we'll send you an email with a verification coupon.
  • Bring in your coupon, or redeem it online, and you'll get a free gift!

 

Free gift may be reported on a 1099-INT or 1099-MISC. Ask us for details. Bank rules and regulations apply. Restrictions apply. See Amazon.com/gc-legal. By participating in this program, both the existing customer and the referred party consent to First Northern Bank’s disclosure of the existences of each party’s accounts (including new accounts) with the referring and new account holders.

Interested? Reach out to us to learn more.

*Customer purchases checks. Other fees such as NSF, overdraft, ATM fees, etc. may apply. Request Schedule of Fees and Charges for details.

**Items include checks paid, checks deposited, deposit tickets, ACH deposits, and credits. Account will be converted to Commercial Checking if transaction items or currency limits are exceeded.