Commercial Checking

Choose a robust checking account that can handle your complex business needs. Commercial Checking is perfectly suited to bigger businesses with large transaction volumes. Enjoy unlimited monthly transactions at low per-item fees and receive earnings credits to reduce or even completely offset those fees.

Tell-A-Friend Referral Program

Word-of-mouth endorsements from our valued customers are the cornerstone of our success. If you have friends or business associates who you think would benefit from a free checking account with First Northern Bank, please give them a Tell-A-Friend coupon. For every friend who opens an account with us, you'll receive a $10 Amazon® Gift Card!

Three easy steps to your free Amazon Gift Card:

  • Print your name and address on the Tell-A-Friend coupon.
  • Give this coupon to a friend and recommend First Northern Bank's Classic Free Checking* account or any other personal checking account.
  • When your friend opens a new checking account with us, we'll validate this coupon and mail the Amazon Gift Card to you!

*Customer purchases checks. Other fees such as NSF, overdraft, ATM fees, etc. may apply. See Schedule of Fees and Charges for details.

We reserve the right to substitute an item of similar value. is not a sponsor of this promotion. Amazon,, the Amazon Gift Cards logo and the logo are trademarks of, Inc. or its affiliates. Gift Cards ("GCs") may be used only to purchase eligible goods on or its affiliated website GCs cannot be redeemed for purchases of gift cards. GCs cannot be reloaded, resold, transferred for value, redeemed for cash, or applied to any other account. For complete GC terms and conditions, see GCs are issued and © 2010 by ACI Gift Cards, Inc., a Washington company.

Interested? Reach out to us to learn more.

*Customer purchases checks. Other fees such as NSF, overdraft, ATM fees, etc. may apply. Request Schedule of Fees and Charges for details. 

**Earnings credit based on balance requirements and account activity.