We get it, during these times you’re looking for more ways to go contactless. By adding your First Northern Bank debit or credit card to your preferred mobile wallet, you can make secured purchases in stores, in apps, and online contactless and faster – spending less time during checkout.

Now, what’s a mobile wallet?

A mobile wallet is an app on your mobile device that uses your FNB debit or credit card to make secured purchases. Mobile wallet compatibility is another way First Northern Bank is making banking simpler and more convenient. Plus, in the days of social distancing, our customers can now ‘pay at a distance’ with contactless payments at the checkout.

Mobile wallets come with a variety of conveniences:

• Accepted at many grocery stores, boutiques, restaurants, and more
• Expedited purchases online or within apps
• Send money to family and friends by text
• Make a donation to your favorite non-profit
• Purchase a snack from the vending machine
• Pay for transit as your travel to many major cities worldwide
• Protection with hyper-encryption and multi-layer security

So, why should you use your mobile wallet?

Here are the top 5 reasons:

1. They can save you time. With mobile wallet, you can pay by holding your phone over the payment terminal and verifying the purchase. This eliminates the waiting time for the chip reader at payment terminals.
2. They may help to reduce fraud. Your card number is not displayed anywhere in a mobile wallet. The data stored in a mobile wallet is encrypted, meaning your card account number is not transmitted at the payment terminal.
3. They can reduce your bulk. A mobile wallet can also store loyalty cards and gifts cards. You can have quick access to them without having to store the bulk in your wallet.
4. They can be used for online purchases. When you use a mobile wallet for online purchasing, you can reduce the number of places where your card numbers are stored.
5. They have the same features as your physical card. Your transactions are covered by the same security and privacy protections as your physical card. Any offers or perks your card offers, you’ll still receive them in a mobile wallet.

So, let’s get started. Go contactless today!