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Classic Free Business Checking*

Classic Free Business Checking

Take advantage of having lower transaction volumes with an account designed specifically for smaller businesses. Enjoy checking at no cost, plus free online services, like mobile banking, that make it easy to manage your capital — without having to leave the office during a busy workday.

  • Simplified checking solution for businesses with:
    • Fewer than 1,000 transactions
    • Less than $10,000 in currency deposited and/or withdrawn per month
  • No monthly service charge*
  • No minimum balance requirements
  • 1,000 free transactions per month**
  • Free return of check images for easy record keeping
  • Free online banking
  • Bill pay available
  • Free mobile banking
  • Free eStatements
  • Free telephone banking
  • Cash management services available
  • $50 minimum deposit to open

Word-of-mouth endorsements from our valued customers are the cornerstone of our success. Referring friends or business associates, who you think would benefit from a free checking account with First Northern Bank, just got easier with our online referral system! For every friend who opens an account with us, you’ll receive a $10 Amazon® Gift Card, and so will your friend!

Three easy steps to your free Amazon Gift Card:

  • Complete our simple online form and recommend First Northern Bank’s  Classic Free Checking* account or any other personal or business checking account.
  • When your friend opens any checking account, we'll send you an email with a verification coupon.
  • Bring in your coupon, or redeem it online, and you'll get a free gift!

Free gift may be reported on a 1099-INT or 1099-MISC. Ask us for details. Bank rules and regulations apply. Restrictions apply. See By participating in this program, both the existing customer and the referred party consent to First Northern Bank’s disclosure of the existences of each party’s accounts (including new accounts) with the referring and new account holders.

Interested? Reach out to us to learn more.

*Customer purchases checks. Other fees such as NSF, overdraft, ATM fees, etc. may apply. Request Schedule of Fees and Charges for details.

**Items include checks paid, checks deposited, deposit tickets, ACH deposits, and credits. Account will be converted to Commercial Checking if transaction items or currency limits are exceeded.