If you are a homeowner facing financial hardship and are having trouble keeping up with your mortgage payments, the following resources may help you get back on track.
First Northern Bank Mortgage Loan Department
Person-to-person customer service is available during regular business hours, Monday - Friday, 8:00am - 5:00pm by calling (800) 682-8648.
Before you contact us to discuss your options, please prepare the following information:
- Brief explanation of your hardship
- Proof of all household income, including your two most recent pay stubs
- Most recent federal tax return, including all schedules
If you are self employed, in addition to the above documents you will need to provide:
- Current income statement
- Balance sheet
- Statement of owner's equity
- Six month profit and loss statement
Department of Housing and Urban Development (HUD)
You may also contact HUD to find a HUD-certified housing counseling agency by calling the toll-free number, (800) 569-4287. Additional information can be found at http://www.hud.gov.
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