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50+ Free Interest Checking*

50+ Free Interest Checking*

Do you currently have an account with First Northern Bank?

Earn interest and enjoy unlimited check writing — for free. 50+ Free Interest Checking is available exclusively to our customers who are 50 years old or better. You’ll get a debit card and access to free online services, like online banking and bill pay, to manage your growing funds with ease.

  • Available to customers 50 years or better
  • Attractive interest on entire balance
  • No monthly service charge
  • No minimum balance requirements
  • Unlimited check writing at no per check charge
  • Free online banking & bill pay
  • Free mobile banking
  • Free eStatements
  • MasterCard® debit card with no monthly or annual maintenance fee
  • Direct deposit available
  • $50 minimum deposit to open

Word-of-mouth endorsements from our valued customers are the cornerstone of our success. Referring friends or business associates, who you think would benefit from a free checking account with First Northern Bank, just got easier with our online referral system! For every friend who opens an account with us, you’ll receive a $10 Amazon® Gift Card, and so will your friend!

Three easy steps to your free Amazon Gift Card:

  • Complete our simple online form and recommend First Northern Bank’s Classic Free Checking* account or any other personal or business checking account.
  • When your friend opens any checking account, we'll send you an email with a verification coupon.
  • Bring in your coupon, or redeem it online, and you'll get a free gift!

Free gift may be reported on a 1099-INT or 1099-MISC. Ask us for details. Bank rules and regulations apply. Restrictions apply. See By participating in this program, both the existing customer and the referred party consent to First Northern Bank’s disclosure of the existences of each party’s accounts (including new accounts) with the referring and new account holders.

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Do you currently have an account with First Northern Bank?

*Customer purchases checks. Other fees such as NSF, overdraft, ATM fees, etc. may apply. Request Schedule of Fees and Charges for details.