50+ Free Interest Checking*

Earn interest and enjoy unlimited check writing — for free. 50+ Free Interest Checking is available exclusively to our customers who are 50 years old or better. You’ll get a debit card and access to free online services, like online banking and bill pay, to manage your growing funds with ease.

  • Available to customers 50 years or better
  • Competitive interest on entire balance
  • No monthly service fee
  • No minimum balance requirements
  • Unlimited check writing at no per check charge
  • Free online banking & bill pay
  • Free mobile banking
  • Free eStatements
  • MasterCard® debit card with no monthly or annual maintenance fee
  • Direct deposit available
  • $50 minimum deposit to open
Tell-A-Friend Referral Program

Word-of-mouth endorsements from our valued customers are the cornerstone of our success. If you have friends or business associates who you think would benefit from a free checking account with First Northern Bank, please give them a Tell-A-Friend coupon. For every friend who opens an account with us, you'll receive a $10 Amazon® Gift Card!

Three easy steps to your free Amazon Gift Card:

  • Print your name and address on the Tell-A-Friend coupon.
  • Give this coupon to a friend and recommend First Northern Bank's Classic Free Checking* account or any other personal checking account.
  • When your friend opens a new checking account with us, we'll validate this coupon and mail the Amazon Gift Card to you!


We reserve the right to substitute an item of similar value. Amazon.com is not a sponsor of this promotion. Amazon, Amazon.com, the Amazon Gift Cards logo and the Amazon.com logo are trademarks of Amazon.com, Inc. or its affiliates. Amazon.com Gift Cards ("GCs") may be used only to purchase eligible goods on Amazon.com or its affiliated website Endless.com. GCs cannot be redeemed for purchases of gift cards. GCs cannot be reloaded, resold, transferred for value, redeemed for cash, or applied to any other account. For complete GC terms and conditions, see http://www.amazon.com/gc-legal. GCs are issued and © 2010 by ACI Gift Cards, Inc., a Washington company.

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*Customer purchases checks. Other fees such as NSF, overdraft, ATM fees, etc. may apply. Request Schedule of Fees and Charges for details.